Is there a cap on care costs?
No. A cap of £86,000 on what anyone in England would spend on personal care over their lifetime was planned.
No. A cap of £86,000 on what anyone in England would spend on personal care over their lifetime was planned.
Following the Chancellor's announcement of 29 July 2024, gov.uk states that the planned reforms will not be taken forward in October 2025.
The advisers for this subject: Sunny Bharj and Tony Springer
The government policy paper on gov.uk now opens by stating that, following an announcement by the Chancellor of the Exchequer on 29 July 2024, the planned adult social care charging reforms will not be taken forward in October 2025. It gives no other date.
Section 15 of the Care Act 2014, which provides for a cap on care costs, is marked as prospective on legislation.gov.uk. It has not been brought into force.
Department of Health and Social Care, charging circular for 2026 to 2027. Checked 26 October 2026.
The cap was to limit what anyone in England spent on personal care over their lifetime to £86,000.
Section 15 of the Care Act 2014 provides for a cap, and was amended in 2022. It has not been brought into force, so no cap applies.
No. It covered personal care. Daily living costs in a care home, such as rent, food and bills, sat outside it.
Yes. A self-funder would have progressed towards it at the cost the council would have paid to meet their eligible needs.
We can set your income and capital against the fees of the care homes you are considering.
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