How the advice works
Six steps. The first two are free and you can stop after either of them with a written summary in your hand.
Nothing is arranged, moved or bought until you have seen the recommendation and the price in pounds.
Six steps. The first two are free and you can stop after either of them with a written summary in your hand.
Nothing is arranged, moved or bought until you have seen the recommendation and the price in pounds.
Twenty minutes on the phone, free. You tell us what is on your mind: a pension you have lost track of, a fixed rate ending, a will you keep meaning to write. We say whether we can help.
No charge for thisThe health check, and also free. About an hour going through your pensions, savings, investments, mortgage and cover. We chase down anything missing and write up what the lot is worth today. That summary is yours to keep whatever you decide.
No charge for thisA week or two comparing what is available across the market against what you have told us you want, and testing the scenarios that matter to you. This is the first work you pay for, and we agree the price before starting.
A meeting, and as long as you need. What we suggest, what it costs in pounds, what could go wrong with it, and what happens if you do nothing at all. You get time to go away and think.
Usually a few weeks. We handle the applications, deal with the providers and chase the slow ones, and tell you where things have got to without you having to ask.
If you take ongoing advice. Sooner if you change jobs, move house, inherit, get ill or sell a business. Ongoing advice is optional and you can stop it.
There are three ways advice gets paid for. Which one applies depends on the work, and you get the figure in pounds before anything starts.
The first call is twenty minutes and the health check about an hour. Recommendations usually follow within a fortnight. What slows it down is providers sending information about what you already hold, which can take weeks and is largely out of our hands.
No. Plenty of people come with one question, get it answered and leave it there.
Yes, and some people do. You keep the written summary either way.
Yes, whenever you want, and the charge stops with it.
Buzz Financial Services is a trading style of Equity & General Financial Services Limited, which holds the FCA permissions and answers for the advice. You can look the firm up on the Financial Services Register under number 474163.
Longer answers to the questions that come up most on this subject.
Tell us what is on your mind: a pension you have lost track of, a fixed rate ending, a will you keep meaning to write. We will tell you honestly whether we can help.