Independent pension, equity release and financial advice for people in Nottingham and across England, by phone and video.
By phone and video, from our office in London.
We advise people in Nottingham by phone and by video. Our only office is in London.
Your first call is with an Account Manager, at no cost to you. Your adviser is Sunny Bharj or Tony Springer, or Mike Chan for a mortgage.
A first home in Nottingham goes for about £176,011, against £191,446 across the whole market.
Buying here means Stamp Duty Land Tax, collected by HMRC. The rate you pay depends on the price, on whether you already own another property, and on whether you have owned a home before. We include it in the affordability sums from the start.
Land Registry UK House Price Index, June 2026.
Whether your estate ends up with an inheritance tax bill depends on what sits alongside the house as much as on the house itself. Investments and life policies count unless they are arranged not to, and from 6 April 2027 most unused pensions count too.
We work out what your pensions will pay and how to meet any shortfall.
Pensions →We find which lenders say yes to someone in your position, before you apply.
Mortgages →We work out how much cover you need, for how long, and who receives it.
Protection →We work out what your estate would pay today and what each option changes.
Inheritance →We check how much risk your investments carry and whether it suits you.
Investments →We set the order for your pensions, savings, cover and estate.
Planning →Your first call is with an Account Manager and is at no cost to you. Tell us what is on your mind: a pension you have lost track of, a fixed rate ending, a will you keep meaning to write.